:root{--navy:#14213d;--blue:#1d4ed8;--accent:#f59e0b;--bg:#f8fafc;--card:#fff;--text:#1e293b;--muted:#64748b;--line:#e2e8f0}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,'Segoe UI',Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65;font-size:16px}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.15)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0;flex-wrap:wrap;gap:12px}
.logo{font-size:1.35rem;font-weight:700;letter-spacing:.3px;color:#fff}
.logo span{color:var(--accent)}
.nav ul{display:flex;gap:24px;list-style:none;flex-wrap:wrap}
.nav a{color:#cbd5e1;font-size:.95rem}
.nav a:hover,.nav a.active{color:#fff}
.hero{background:linear-gradient(135deg,#14213d 0%,#1e3a8a 55%,#1d4ed8 100%);color:#fff;padding:76px 0 68px;position:relative;overflow:hidden}
.hero:after{content:'';position:absolute;right:-80px;top:-80px;width:420px;height:420px;background:radial-gradient(circle,rgba(245,158,11,.22),transparent 70%)}
.hero h1{font-size:2.5rem;line-height:1.2;margin-bottom:16px;max-width:760px}
.hero p{font-size:1.12rem;color:#cbd5e1;max-width:640px;margin-bottom:28px}
.btn{display:inline-block;background:var(--accent);color:#14213d;font-weight:600;padding:13px 28px;border-radius:8px;transition:.2s}
.btn:hover{background:#fbbf24;text-decoration:none;transform:translateY(-1px)}
.btn-ghost{background:transparent;border:1.5px solid rgba(255,255,255,.45);color:#fff;margin-left:12px}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
main{padding:64px 0}
section{margin-bottom:64px}
h2{font-size:1.85rem;margin-bottom:12px;color:var(--navy)}
.sub{color:var(--muted);margin-bottom:32px;max-width:620px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:28px;transition:.2s}
.card:hover{box-shadow:0 8px 28px rgba(20,33,61,.09);transform:translateY(-2px)}
.card h3{font-size:1.12rem;margin-bottom:10px;color:var(--navy)}
.card p{color:var(--muted);font-size:.95rem}
.icon{width:48px;height:48px;margin-bottom:16px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:20px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:32px}
.stat b{display:block;font-size:2.1rem;color:var(--blue);line-height:1.1}
.stat span{color:var(--muted);font-size:.9rem}
.news-item{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px;margin-bottom:16px}
.news-item time{color:var(--muted);font-size:.85rem}
.news-item h3{font-size:1.05rem;margin:6px 0 8px;color:var(--navy)}
.news-item p{color:var(--muted);font-size:.94rem}
table{width:100%;border-collapse:collapse;background:var(--card);border-radius:12px;overflow:hidden;border:1px solid var(--line)}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
th{background:#f1f5f9;color:var(--navy);font-weight:600}
tr:last-child td{border-bottom:none}
footer{background:var(--navy);color:#94a3b8;padding:44px 0 28px;font-size:.92rem}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:32px;margin-bottom:28px}
footer h4{color:#fff;font-size:1rem;margin-bottom:12px}
footer a{color:#94a3b8}
footer a:hover{color:#fff}
.copy{border-top:1px solid #27324d;padding-top:20px;text-align:center;font-size:.85rem}
.img-band{width:100%;height:auto;border-radius:14px;display:block}
.badge{display:inline-block;background:#eff6ff;color:var(--blue);font-size:.8rem;padding:4px 10px;border-radius:20px;margin-bottom:14px;font-weight:600}
@media(max-width:640px){.hero h1{font-size:1.75rem}.nav ul{gap:14px}.btn-ghost{margin-left:0;margin-top:10px}}